A festival dedicated to films about music—it sounds like a perfect pairing of form and subject, and an excuse to watch a bunch of fun movies too. Yet until 2000 no one had really made a go of it.

The card earns bonus points for travel and dining-related spending, which can be redeemed for more value through Chase. It piles on the perks, too, but they come at a price. With a big sign-up ...

Start with a lucrative bonus, add 3% back on restaurants, 1.5% back outside of bonus categories and flexible redemption options, and you have a winner. The card's rewards structure isn't the ...